Attention homeowners in Seattle and King County: Get an Appraisal today!
Here are the top 7 reasons why WA homeowners use Crest Appraisal Services:
Do you own a home in or near Seattle? Do you need help determining the price of your real estate?
At Crest Appraisal Services, we understand the unique needs of a consumer seeking appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. Being a person not in the real estate business that ordinarily doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Crest Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Crest Appraisal Services, we're seasoned in helping customers just like you abolish unwanted and unneeded PMI insurance.
Challenging a property tax assessment
If you live in a local area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from Crest Appraisal Services is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Crest Appraisal Services can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Crest Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.