Need an appraisal in Seattle or King County?
Check out the top 7 reasons WA homeowners hire Crest Appraisal Services:
Own a home in or near Seattle, WA and need help deciding the price of it?
At Crest Appraisal Services, we understand the individual needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Crest Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Appraisals to remove PMI
A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping customers just like you get rid of undesirable PMI insurance.
Challenge King county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's going down. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Crest Appraisal Services is your perfect weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Crest Appraisal Services can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.