At Crest Appraisal Services, we understand the unique needs of a consumer looking for appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
Our professional appraisers at Crest Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know.
In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer.
The appraisal is something concrete to show your buyer.
The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth.
Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is declining.
That means you are probably paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be.
Getting an appraisal from Crest Appraisal Services is your perfect weapon when contesting your property tax assessment.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan.
We are experienced in helping people just like you rid themselves of unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value.
This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint.
An expert appraisal from Crest Appraisal Services can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal?
An appraiser from Crest Appraisal Services can go out and check the subject and comparables in a field review.
If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Crest Appraisal Services can help you with that.
While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.
Crest Appraisal Services 22030 7th Ave S, #104 Des Moines, WA 98198-6219
